She: I have found a portfolio to invest into. I am so excited.
Me: When was the last time you invested in yourself?
She: What do you mean?
Me: When was the last time you invested money or time on your growth?
She: I work with a reputed corporate, and I gain experience, that is good enough. And the company sends me for training now and then.
Me: This portfolio you are investing in, what is your expectation?
She: Very high return, 3x over three years, else I lose it all.
Me: Why don't you ask for a return without any investment?
She: Why would they even agree? Nothing comes for free. There has to be some skin in the game.
Me: So what's your skin in your personal growth game?
Me: Nothing comes for free or will ever fall in your lap. And if you are choosing to wait for things to fall on your lap, betting on luck, best of luck to you!
Answer these for yourself.
How much time do you invest daily on your personal growth? How much weekly, monthly or annually?
How much money have you invested in your last 12 months on your personal growth?
What are you waiting for?